Expertise
Risk Advice Insurance
Commercial property risk extends well beyond the building itself. From valuations and natural hazards to tenancy and insurer selection, we consider the factors that shape your risk and how your insurance responds.
Insurers differ in underwriting willingness, claims philosophy, and technical expertise, and the right fit depends on your portfolio and how you manage risk within it. We take this into account, so your property is placed with insurers who genuinely match your risk, drawing on the relationships we've developed across the New Zealand, and global market.
Construction costs move independently of property prices, often faster. We review valuations on a cycle that keeps pace with actual rebuilding costs, not historic purchase price.
There are different ways a commercial property insurance programme can be structured. We pride ourselves on our experience and ability to consult and broke alternative ways to insure large property insurance programmes.
New Zealand's property owners carry a level of natural hazard exposure most countries don't. Seismic strength ratings and flood zones affect the accessibility of building insurance. We help understand how the quality of a building, and its location can affect your access to insurance.
A building's risk profile is shaped by those who occupy it and how. Lease structures, tenant fit-outs, and use of the property can all influence liability and property exposures. We help make sure your cover reflects the realities of your tenancy mix, not just the building itself.
Speciality
Retail
